Wells Fargo Autograph℠ Card
$0/ year
Visa SignatureWells Fargo Rewards valued at 1¢/ptRecent changes: Current annual fee: $0. Previous: N/A (always $0 since launch). First-year waived: N/A (no annual fee at all). New vs existing: same — $0 annual fee for all cardmembers.
Benefits, itemized
12 tracked · published maximums — realized value depends on enrollment and timing.3X Points on Restaurants (Dining)
Earning3X points on restaurants — dining in, take-out, catering, delivery and more
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
3X Points on Travel
Earning3X points on travel — airfare, hotels, car rentals, cruises and more
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
3X Points on Gas Stations and EV Charging
Earning3X points on gas — gas stations and electric vehicle charging stations
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
3X Points on Transit
Earning3X points on transit — subways, ride shares, parking, tolls, buses, trains and more
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
3X Points on Popular Streaming Services
Earning3X points on popular streaming services
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
3X Points on Phone Plans
Earning3X points on phone plans — cell phone and landline providers
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
1X Points on All Other Purchases
Earning1X points on all other purchases
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
Rewards Points Transfer to Travel Loyalty Programs
AccessTransfer your points directly to select travel loyalty programs, in any amount
Terms & eligibility
Transfer in any amount; specific partner list per Wells Fargo Rewards
Government source · Aug 24, 2026Included
Visa Signature Concierge Services
AccessComplimentary 24/7 Visa Signature Concierge Services — find tickets to top sports and entertainment events, book travel, make dinner reservations and more
Terms & eligibility
Visa Signature benefits apply
Government source · Aug 24, 2026Included
No Foreign Transaction Fee
AccessUsing your card abroad is like using it at home — no fee for converting purchases to U.S. dollars
Terms & eligibility
ongoing
Government source · Aug 24, 2026Included
0% Intro APR on Purchases for 12 Months
Access0% intro APR for 12 months from account opening on purchases; 18.49%, 24.49% or 28.49% variable APR thereafter
Terms & eligibility
Subject to credit approval; intro APR may not be available to all applicants
Government source · Aug 24, 2026Included
Cell Phone Protection (Visa Signature)
ProtectionCell phone protection coverage when cardholder pays monthly cell phone bill with the Autograph Card (Visa Signature benefit)
Terms & eligibility
Cardholder must pay monthly cell phone bill with the card; subject to coverage terms
Government source · Aug 24, 2026Included
Downgrade paths
Product changes usually keep your account age and credit line. Retained-value figures are estimates — confirm specifics with the issuer.
Move to Wells Fargo Active Cash® Card
no annual fee
Community-reported · not guaranteedRetained value not quantifiedExisting Autograph cardmembers; Wells Fargo now allows some product changes online (per Doctor of Credit) or by calling Wells Fargo customer service at 1-800-869-3557 Account must be open at least 1 year (per frequent miler downgrade guidance for Wells Fargo); subject to credit approval
Government source · Aug 24, 2026Move to Wells Fargo Reflect® Card
no annual fee
Community-reported · not guaranteedRetained value not quantifiedExisting Autograph cardmembers; product change via Wells Fargo customer service at 1-800-869-3557 Account in good standing
Government source · Aug 24, 2026Move to Wells Fargo Autograph Journey (Upgrade path — not downgrade)
$95/yr
Issuer-documentedRetained value not quantifiedExisting Autograph cardmembers; product change available (Note: community reports indicate Autograph Journey cannot always be product-changed TO standard Autograph, but the reverse may also be restricted) Account in good standing
Government source · Aug 24, 2026
Recent retention offers
No verified recent data available.
We only show retention data when there are enough community datapoints to be useful. Nothing meets that bar for this card yet.
Offers vary by account and eligibility. Reported outcomes are not guaranteed. Community data shown here is an illustrative sample — never rely on it as a promise of what you'll be offered.
Information is provided for educational and decision-support purposes and may change. Always confirm current terms, benefits, eligibility, fees, and offers directly with Wells Fargo.