Chase · courtesyChase Sapphire Reserve
$795/ year
Up to $2,088/yr in credits & perksVisa InfiniteUltimate Rewards valued at 1.5¢/ptRecent changes: Current annual fee: $795 annual fee; $195 for each authorized user. Previous: $550 annual fee; $75 for each authorized user. First-year waived: False. New vs existing: Same $795 annual fee applies to both new applicants and existing cardmembers. Per official Chase press release (June 23, 2025): 'Cardmembers who applied prior to June 23, 2025, will experience these new benefits and features starting October 26, 2025. Their annual fee will be adjusted to $795 on their next anniversary date following October 26, 2025.'. · Chase raised the Chase Sapphire Reserve annual fee from $550 to $795 (a $245 / 44.5% increase) and the authorized user fee from $75 to $195. New applicants pay $795 from June 23, 2025; existing cardmembers who applied before June 23, 2025 had fee adjusted at next anniversary date following October 26, 2025.
Benefits, itemized
21 tracked · published maximums — realized value depends on enrollment and timing.$300 Annual Travel Credit
CreditUp to $300 in statement credits for travel purchases each account anniversary year — Chase calls this 'the most flexible travel credit available'
Terms & eligibility
Travel purchases per Chase's merchant category coding; must be charged to CSR card
Government source · Aug 24, 2026Up to
$300
per year
$500 Credit for stays with The Edit
CreditUp to $500 annually on prepaid bookings with The Edit (Chase Travel's handpicked collection of 1,100+ hotels and resorts) — receive statement credit of up to $250 per prepaid booking
Terms & eligibility
Must book prepaid The Edit hotel through Chase Travel with CSR card; benefits include free breakfast, room upgrades when available, $100 property credit, daily breakfast for two, and other amenities
Government source · Aug 24, 2026Up to
$500
per year
$250 Credit for select Chase Travel Hotels
CreditUp to $250 in statement credits on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage, Pendry, Omni, Virgin, Minor, and Pan Pacific
Terms & eligibility
Two-night minimum stay; must book through Chase Travel with CSR; participating properties only
Government source · Aug 24, 2026Up to
$250
per year
$300 Annual Dining Credit (Sapphire Reserve Exclusive Tables via OpenTable)
CreditUp to $300 annually — $150 in statement credits from January-June and again from July-December for dining at Sapphire Reserve Exclusive Tables restaurants (via OpenTable)
Terms & eligibility
Must dine at Sapphire Reserve Exclusive Tables restaurants; must book via OpenTable using Visa Infinite-eligible CSR card
Government source · Aug 24, 2026Up to
$300
per half-year
$420 DoorDash Value (DashPass + monthly promos)
CreditUp to $300 annually in monthly DoorDash promos + complimentary DashPass membership worth $120 annually = up to $420 total value
Terms & eligibility
Activate DashPass by Dec 31, 2027; must use DoorDash account linked to CSR card
Government source · Aug 24, 2026Up to
$420
per month
$120 Lyft Credits + 5x Total Points on Lyft Rides
CreditUp to $10 in monthly in-app credits for Lyft rides ($120 annually) + 5x total points on eligible Lyft rides through September 30, 2027
Terms & eligibility
Must use CSR card on Lyft; in-app credits auto-applied; benefit available through Sep 30, 2027
Government source · Aug 24, 2026Included
$120 Peloton Credits + 10x Points on Peloton
CreditUp to $10 per month in statement credits on eligible Peloton memberships ($120 annually) + 10x points on eligible Peloton equipment/accessory purchases up to 50,000 total points through Dec 31, 2027
Terms & eligibility
Activate by Dec 31, 2027; Peloton equipment purchases must be over $150; 50,000 total points cap
Government source · Aug 24, 2026Included
$288 Apple TV + Apple Music Complimentary Subscriptions
CreditComplimentary Apple TV and Apple Music subscriptions through June 22, 2027, a value of $288 annually
Terms & eligibility
CSR cardmember must activate subscriptions; terms apply
Government source · Aug 24, 2026Up to
$288
per year
Global Entry / TSA PreCheck / NEXUS Application Fee Credit
CreditOne statement credit of up to $120 every four years
Terms & eligibility
Must pay the application fee with the Sapphire Reserve card
Government source · Aug 24, 2026Up to
$30
on_demand
8x Points on Chase Travel (incl. The Edit)
Earning8x points on all purchases through Chase Travel, including The Edit (replaces previous 5x on flights and 10x on hotels/car rentals booked through Chase Travel)
Terms & eligibility
Must book through Chase Travel portal with CSR card
Government source · Aug 24, 2026Included
4x Points on Flights and Hotels Booked Direct
Earning4x points on flights booked directly with airlines; 4x points on hotels booked direct with hotel (replaces previous 3x on all travel)
Terms & eligibility
Must book directly with airline or hotel (not through OTA); charged to CSR card
Government source · Aug 24, 2026Included
3x Points on Dining Worldwide
Earning3x points on dining at restaurants worldwide, including eligible delivery
Terms & eligibility
Eligible dining purchases per Chase merchant coding
Government source · Aug 24, 2026Included
Points Boost (up to 2x redemption value)
EarningPoints Boost: Ultimate Rewards points worth up to 2x on rotating offers for top-booked hotels (including The Edit) and flights with select airlines through Chase Travel
Terms & eligibility
Cardmember receives best available offer (Points Boost or 1.5x) automatically; eligible redemptions through Chase Travel
Government source · Aug 24, 2026Included
Chase Sapphire Lounge by The Club + Priority Pass Select Lounges
AccessComplimentary access to Chase Sapphire Lounges by The Club (with up to 2 guests) + access to 1,300+ Priority Pass lounges worldwide (with up to 2 guests); valued at over $850 annually
Terms & eligibility
Primary cardmember and authorized users must present valid CSR card and same-day departing/connecting boarding pass; subject to space availability; enrollment in Priority Pass required
Government source · Aug 24, 2026Est. value
~$850
per_use
IHG One Rewards Platinum Elite Status (standard) / Diamond Elite Status ($75k spend)
AccessComplimentary IHG One Rewards Platinum Elite Status (standard); unlock IHG One Rewards Diamond Elite Status after $75,000 in eligible purchases each calendar year
Terms & eligibility
Must spend $75,000 each calendar year to unlock Diamond Elite + other premium benefits; standard Platinum Elite is complimentary
Government source · Aug 24, 2026Included
$75k Spend Threshold Premium Benefits (World of Hyatt Explorist, IHG Diamond, Southwest A-List + $500 Southwest credit, $250 The Shops at Chase credit)
AccessAfter spending $75,000 in eligible purchases each calendar year, unlock: World of Hyatt Explorist Status + IHG One Rewards Diamond Elite Status + $500 Southwest Airlines Chase Travel credit + Southwest Airlines A-List Status + $250 Credit for The Shops at Chase
Terms & eligibility
Must spend $75,000 in eligible purchases on CSR each calendar year to unlock benefits
Government source · Aug 24, 2026Est. value
~$500
per year
Marriott Bonvoy Gold Elite Status (Limited-Time Offer)
AccessLimited-time offer: Register between July 1 and September 30, 2026, to receive complimentary Marriott Bonvoy Gold Elite Status. Stay 3 paid nights booked through Marriott during those 3 months, and status extends through February 2028.
Terms & eligibility
Must register Jul 1 - Sep 30, 2026; must complete 3 qualifying paid nights booked through Marriott within 3 months of registration
Government source · Aug 24, 2026Included
No Foreign Transaction Fees
AccessSpend anywhere in the world with no foreign transaction fees
Terms & eligibility
None stated
Government source · Aug 24, 2026Included
Comprehensive Travel & Purchase Protections (Primary Car Rental, Trip Cancellation/Interruption, Trip Delay, Baggage Insurance)
ProtectionMost comprehensive suite of travel protections available — covers a wider range of travel setbacks than any other card. Includes primary car rental insurance (up to $75,000), trip cancellation/interruption, trip delay reimbursement (6+ hours), and baggage insurance.
Terms & eligibility
Must charge fare / rental to CSR card; coverage limits and exclusions apply per insurance policy
Government source · Aug 24, 2026Included
Reserve Travel Designers (concierge / travel planning)
AccessComplimentary access to Reserve Travel Designers with end-to-end travel planning from custom itinerary to trip support
Terms & eligibility
CSR primary cardmember access
Government source · Aug 24, 2026Included
Air Canada Maple Leaf Lounges + Air Canada Cafés Access
AccessComplimentary access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in U.S., Canada, and Europe with eligible boarding pass (when departing on Star Alliance member airline flight)
Terms & eligibility
CSR primary cardmembers and authorized users + 1 guest each; Air Canada Signature Suites and all lounges located outside U.S./Canada/Europe excluded
Government source · Aug 24, 2026Included
Downgrade paths
Product changes usually keep your account age and credit line. Retained-value figures are estimates — confirm specifics with the issuer.
Move to Chase Sapphire Preferred
$95/yr
Community-reported · not guaranteedRetained value not quantifiedProduct change within Chase Sapphire family. Account must be in good standing. Per Chase community reports, cardmembers must wait at least 1 year after account opening to be eligible for product change. UNCONFIRMED if Chase officially states a minimum waiting period. Account in good standing; card open for at least 1 year (community-reported). Chase 5/24 rule may apply if applicant has opened 5+ credit cards in past 24 months (community-reported).
Government source · Aug 24, 2026Move to Chase Freedom Unlimited
no annual fee
Community-reported · not guaranteedRetained value not quantifiedProduct change within Chase family. Account must be in good standing. Per Chase community reports, cardmembers must wait at least 1 year after account opening. Per Chase 5/24 rule, applicant may be ineligible if they have opened 5+ credit cards in past 24 months. Account in good standing; card open for at least 1 year (community-reported); Chase 5/24 may apply
Government source · Aug 24, 2026Move to Chase Freedom Flex
no annual fee
Community-reported · not guaranteedRetained value not quantifiedProduct change within Chase family. Account must be in good standing. Per Chase community reports, cardmembers must wait at least 1 year after account opening. Account in good standing; card open for at least 1 year (community-reported)
Government source · Aug 24, 2026
Recent retention offers
Government source · Aug 24, 2026- upd. 2 months agoNo offer2026-04
No retention offer April 2026. No offer, super quick close. spending is about $1500.
N/A — no offer made spendN/A1 datapoints · medium confidence - upd. 2 months agoOffer reported2026-03
they offered me $100
none stated spendnone stated1 datapoints · medium confidence - upd. 2 months agoOffer reportedUNCONFIRMED (community report)
$400 retention offer on Reserve — I got the $400, no spend retention offer as well. I've been a Reserve cardholder since it came out, but only put about $6k on the card.
none — no spend requirement spendnone1 datapoints · medium confidence - upd. 2 months agoOffer reportedUNCONFIRMED (community report)
Was immediately offered a $400 statement credit to post within 1-2 statements if I let the card renew.
none spendcredit posts within 1-2 statements1 datapoints · medium confidence - upd. 2 months agoOffer reportedUNCONFIRMED (community report)
I saw a few posts about long time customers getting retention offers and I got a $400 statement credit added when I called.
none stated spendnone1 datapoints · medium confidence
Offers vary by account and eligibility. Reported outcomes are not guaranteed. Community data shown here is an illustrative sample — never rely on it as a promise of what you'll be offered.
Information is provided for educational and decision-support purposes and may change. Always confirm current terms, benefits, eligibility, fees, and offers directly with Chase.