Cap One · courtesyCapital One Venture X Rewards Credit Card
$395/ year
Up to $480/yr in credits & perksVisa InfiniteCapital One Miles valued at 1¢/ptRecent changes: Current annual fee: $395 annual fee (primary cardholder). Previous: $395 (since launch in November 2021; no fee change announced). First-year waived: False. New vs existing: Same $395 annual fee applies to both new applicants and existing cardmembers. Card has carried $395 annual fee since November 2021 launch.. · Major benefit reduction for Venture X authorized users: effective February 1, 2026, authorized users no longer receive complimentary airport lounge access. To retain lounge access, they must pay a $125 annual fee per authorized user. This is a notable downgrade for family/friend AU cards that previously had lounge benefits.
Benefits, itemized
20 tracked · published maximums — realized value depends on enrollment and timing.$300 Annual Capital One Travel Credit
CreditAnnually, eligible Venture X primary account holders receive a $300 Capital One Travel credit to use toward purchases made through Capital One Travel
Terms & eligibility
Venture X primary account holder; account must be open and in good standing; purchases must be made through Capital One Travel
Government source · Aug 24, 2026Up to
$300
per year
10,000 Miles Anniversary Bonus
EarningGet 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Terms & eligibility
Venture X primary account holder; account must be open and in good standing when bonus is applied
Government source · Aug 24, 2026Up to
$100
per year
$120 Global Entry or TSA PreCheck Application Fee Credit
CreditReceive up to a $120 credit for Global Entry or TSA PreCheck (one statement credit per account every four years)
Terms & eligibility
Must use Venture X card to complete Global Entry or TSA PreCheck application and pay the application fee. Account must be open and in good standing. Credit applies to whichever program is applied for first. VentureOne card fees not eligible.
Government source · Aug 24, 2026Up to
$30
on_demand
10X Miles on Hotels & Rental Cars (Capital One Travel)
Earning10X miles on hotels and rental cars booked through Capital One Travel
Terms & eligibility
Must book through Capital One Travel with Venture X card
Government source · Aug 24, 2026Included
5X Miles on Flights & Vacation Rentals (Capital One Travel)
Earning5X miles on flights and vacation rentals booked through Capital One Travel
Terms & eligibility
Must book through Capital One Travel with Venture X card
Government source · Aug 24, 2026Included
2X Miles on All Other Purchases
Earning2X miles on all other purchases, every day
Terms & eligibility
None stated
Government source · Aug 24, 2026Included
5X Miles on Capital One Entertainment Purchases
EarningEligible Venture X cardholders earn 5 miles per dollar spent on Capital One Entertainment purchases
Terms & eligibility
Account must be open and in good standing; rewards post within 1-2 billing cycles. Eligible purchases are tickets purchased on Capital One Entertainment platform only. Capital One cardholder exclusive pre-sales and Capital One Hall / Capital One Arena direct ticketing excluded.
Government source · Aug 24, 2026Included
Capital One Lounges Access
AccessVenture X primary cardholders can enjoy access to Capital One Lounge and Landing locations
Terms & eligibility
Primary cardholder only; must present physical Venture X card or digital lounge pass within Capital One Mobile app; access not guaranteed and subject to space availability
Government source · Aug 24, 2026Included
Priority Pass Lounges Access (1,300+ lounges worldwide)
AccessVenture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass
Terms & eligibility
Primary cardholder only; must enroll in Priority Pass; subject to space availability; access subject to Priority Pass Terms and Conditions
Government source · Aug 24, 2026Included
Premier Collection Hotel Bookings (up to $100 experience credit + breakfast for two)
CreditPremier Collection hotel bookings through Capital One Travel: up to $100 USD experience credit at checkout, daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in, late checkout
Terms & eligibility
Premier Collection booking must be made through Capital One Travel in cardholder's name with cardholder as party member traveling; minimum nights may be required by hotel; benefits cannot be combined with other offers unless specified
Government source · Aug 24, 2026Up to
$100
per_use
Lifestyle Collection Hotel Bookings (up to $50 experience credit)
CreditLifestyle Collection hotel bookings through Capital One Travel: up to $50 USD experience credit at checkout, complimentary Wi-Fi, and (when available) room upgrades, early check-in, late checkout
Terms & eligibility
Lifestyle Collection booking must be made through Capital One Travel in cardholder's name with cardholder as party member traveling; minimum nights may be required by hotel; benefits cannot be combined with other offers unless specified
Government source · Aug 24, 2026Up to
$50
per_use
Complimentary PRIOR Subscription by The Cultivist ($149 value)
AccessComplimentary PRIOR Subscription by The Cultivist (a $149 value) — access extraordinary travel experiences, destination guides and more
Terms & eligibility
Eligible Venture X cardholders must complete required enrollment steps; discount cannot be applied to subscriptions purchased before 11/15/2022; offer may not be combined with other offers or discounts; non-transferrable
Government source · Aug 24, 2026Est. value
~$149
per year
Hertz Gold+ Rewards Status Upgrade
AccessEligible cardholders can enroll in Hertz Gold+ Rewards status upgrade through unique Benefits Tab link within Capital One website or mobile app
Terms & eligibility
Must enroll through unique Benefits Tab link within Capital One website or mobile app after logging in; Hertz Gold Terms and Rental Qualifications and Requirements apply
Government source · Aug 24, 2026Included
Capital One Entertainment Access + 5X Miles
AccessCardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more via Capital One Entertainment
Terms & eligibility
Cardholder must purchase tickets on Capital One Entertainment platform with Venture X card
Government source · Aug 24, 2026Included
Transfer Miles to 15+ Travel Loyalty Programs
AccessUse Venture X miles to easily cover travel expenses, including flights, hotels, vacation rentals, rental cars and more — plus transfer miles to your choice of 15+ travel loyalty programs
Terms & eligibility
Account must be open and in good standing; receiving loyalty program terms apply after transfer
Government source · Aug 24, 2026Included
No Foreign Transaction Fees
AccessNo foreign transaction fees — you won't pay a transaction fee when making purchases outside of the United States
Terms & eligibility
None stated
Government source · Aug 24, 2026Included
Miles Don't Expire & No Blackout Dates
AccessMiles won't expire for the life of the account; no blackout dates
Terms & eligibility
Account must be open and in good standing
Government source · Aug 24, 2026Included
Cell Phone Protection
ProtectionProtect your cell phone every time you pay your bill with your Venture X card. If it's stolen or damaged, you'll get reimbursed up to $800.
Terms & eligibility
Must pay cell phone bill with Venture X card; coverage for stolen or damaged cell phones; certain terms, conditions and exclusions apply
Government source · Aug 24, 2026Up to
$800
per_use
Visa Infinite Network Benefits
AccessVisa Infinite Guide to Benefits (certain terms, conditions, and exclusions apply)
Terms & eligibility
See Visa Infinite Guide to Benefits for details
Government source · Aug 24, 2026Included
Referrals Bonus (up to 100,000 bonus miles)
EarningRefer friends and family to apply for Venture X card and earn up to 100,000 bonus miles when they're approved
Terms & eligibility
Cardholder must use unique referral link; referred applicant must be approved for Venture X card; terms apply
Government source · Aug 24, 2026Included
Downgrade paths
Product changes usually keep your account age and credit line. Retained-value figures are estimates — confirm specifics with the issuer.
Move to Capital One Venture Rewards Credit Card
$95/yr
Community-reported · not guaranteedRetained value not quantifiedProduct change within Capital One Venture family. Account must be in good standing. Per upgradedpoints.com (2026-03-11): 'In order to be eligible to downgrade your Capital One Venture X card, your card needs to have been open for at least 1 year.' Per Capital One community reports (Reddit znnncm), 'you can only downgrade if you have a product offer on your account.' Account in good standing; card open for at least 1 year (community-reported); product change offer must be available on the account (community-reported via Reddit).
Government source · Aug 24, 2026Move to Capital One VentureOne Rewards Credit Card
no annual fee
Community-reported · not guaranteedRetained value not quantifiedProduct change within Capital One Venture family. Account must be in good standing. Card open for at least 1 year (community-reported). Account in good standing; card open for at least 1 year (community-reported); product change offer must be available on the account (community-reported).
Government source · Aug 24, 2026Move to Capital One Quicksilver Cash Rewards Credit Card
no annual fee
Community-reported · not guaranteedRetained value not quantifiedProduct change within Capital One family. Account must be in good standing. Card open for at least 1 year (community-reported). Account in good standing; card open for at least 1 year (community-reported); product change offer must be available on the account (community-reported).
Government source · Aug 24, 2026
Recent retention offers
Government source · Aug 24, 2026- upd. 2 months agoOffer reported2026 (community report; specific date UNCONFIRMED in snippet)
$200 for a $2,000 spend in 3 months. You have to spend $2k in 3 months to get the $200 travel credit.
$2,000 within 3 months spend3 months1 datapoints · medium confidence - upd. 2 months agoOffer reported2025-12 (mid-December 2025)
The offer was to spend $2000 within 3 months and get $200 flight credit on the Capital One travel portal. This offer was valid from mid-December.
$2,000 within 3 months spend3 months1 datapoints · medium confidence - upd. 2 months agoNo offer2026 (community report)
Got $100 retention offer (no spending requirement) but it took 2 calls. The first agent declined all offers, the second offered $100.
none spendnone1 datapoints · medium confidence - upd. 2 months agoOffer reported2026 (community report)
Called today and just asked if they have any retention offer; got $2000 spending in 3 months to get $200 travel credit.
$2,000 within 3 months spend3 months1 datapoints · medium confidence - upd. 2 months agoOffer reported2025 (community report)
Called early morning PST, representative said 'no retention offers but we can give you this extra perk' and sent me the $200 / 2000 spend offer.
$2,000 (within time not specified in snippet) spendUNCONFIRMED1 datapoints · medium confidence - upd. 2 months agoOffer reported2026 (community report; r/CreditCards 1l2nbz8)
No retention offer on Venture X cancellation Data Point $27,000 run through this card in the past year. Cancelled due to the lounge change...
N/A — no offer made spendN/A1 datapoints · medium confidence
Offers vary by account and eligibility. Reported outcomes are not guaranteed. Community data shown here is an illustrative sample — never rely on it as a promise of what you'll be offered.
Information is provided for educational and decision-support purposes and may change. Always confirm current terms, benefits, eligibility, fees, and offers directly with Capital One.