Disney Premier Visa Card

• 5% on Disney Streaming (DisneyPlus.com, Hulu.com, Stream.ESPN.com)

  Earning

  5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com

  Terms & eligibility

  Subscription or additional Disney+/Hulu/ESPN+ purchases made through a third-party device or digital platform do NOT earn the additional 4% (only the standard 1% applies) unless the platform redirects to DisneyPlus.com. Gift cards and subscriptions purchased from a point-of-sale location other than DisneyPlus.com do NOT earn the additional 4%.

  Government source · Aug 24, 2026

  Included

• 2% on select categories (gas stations, most Disney locations, grocery stores, restaurants)

  Earning

  2% in Disney Rewards Dollars on card purchases at gas stations, most Disney U.S. locations, grocery stores, and restaurants (including takeout and eligible delivery services)

  Terms & eligibility

  Eligible merchants must have a merchant code in the qualifying category. Categories, eligible merchants, and purchase transaction eligibility may change. Excludes: purchases made for Adventures by Disney, National Geographic Expeditions, or international Disney Resorts or Parks (these do not qualify). Third-party delivery services must be eligible (DoorDash is referenced in the landing-page evidence).

  Government source · Aug 24, 2026

  Included

• 1% on all other card purchases

  Earning

  1% in Disney Rewards Dollars on all other card purchases (the base rate, with the 2% and 5% bonuses layered on top for select categories)

  Terms & eligibility

  Qualifying Purchases exclude: balance transfers, cash advances, cash-like transactions (travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, similar), lottery tickets, casino gaming chips, race track wagers/betting, checks that access the account, interest, unauthorized or fraudulent charges, and fees of any kind including annual fee.

  Government source · Aug 24, 2026

  Included

• 10% off select merchandise at DisneyStore.com and Disney Store locations

  Access

  Save 10% on select purchases at DisneyStore.com when you use your Disney Premier Visa Card; also 10% off select merchandise at Disney Store and Disney Outlet Store locations in the U.S.

  Terms & eligibility

  Valid on select, in-stock merchandise purchased at Disney Store and Disney Outlet Store locations in the U.S. and at DisneyStore.com. Not valid on purchases made at Disney Parks and Resorts locations or on Disney Store merchandise purchased from other retailers or using third party websites. Excludes many categories: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending, Add-a-Dollar (Disney Conservation Fund), postage stamps, rentals (strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass purchases, Bibbidi Bobbidi Boutique, Savi's Workshop - Handbuilt Lightsabers, Droid Depot packages, phone/internet/email/mail-order purchases, shipping or taxes. Long list of excluded brands including but not limited to: PANDORA, Pandora Jewelry, Petunia Pickle Bottom, Pleasing, Project Orange, Robosen, Royal Selangor, RSVLTS, Sigma Beauty, Star Wars: Galaxy's Edge Legacy Lightsaber Hilts, select Star Wars: Galaxy's Edge merchandise, Steiff, Tiana's Bayou Adventure, Vera Bradley, Lladró, Swarovski Crystal, Tiffany & Co., Guerlain treatments and cosmetics. Discount is for personal use only and may not be transferred or used to purchase merchandise with intent to resell.

  Government source · Aug 24, 2026

  Included

• 10% off select merchandise at Disneyland Resort and Walt Disney World Resort locations

  Access

  Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card

  Terms & eligibility

  Not valid on previous purchases or on: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending, Add-a-Dollar, postage stamps, rentals (strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass purchases, Bibbidi Bobbidi Boutique, Savi's Workshop, Droid Depot, phone/internet/email/mail-order purchases, shipping or taxes. Excludes Disneyland Resort locations: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting, letter brush art, and any other non-Disney-owned/operated locations. Long list of excluded merchandise categories and brands.

  Government source · Aug 24, 2026

  Included

• 10% off select dining locations at Disneyland Resort and Walt Disney World Resort

  Access

  Receive 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card

  Terms & eligibility

  Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Most locations require separate Theme Park admission and Theme Park reservation. Not valid in combination with other offers/discounts/promotions or with previous purchases. Personal use only.

  Government source · Aug 24, 2026

  Included

• 10% off select merchandise onboard Disney Cruise Line

  Access

  Receive 10% off select merchandise purchases onboard Disney Cruise Line when you use your Disney Premier Visa Card

  Terms & eligibility

  Discount not valid on previous purchases or on: Port Adventures (Excursions), photos and photo packages, trunk shows, fine jewelry and timepieces, Duty Free merchandise, select branded items. Cannot be combined with any other offers/discounts including Cast Member, Castaway Club, and Disney Vacation Club offers or discounts. Personal use only. Ships' Registry: The Bahamas.

  Government source · Aug 24, 2026

  Included

• 15% off select guided tours at Disneyland Resort and Walt Disney World Resort

  Access

  Receive 15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when you use your Disney Premier Visa Card

  Terms & eligibility

  Most guided tours require separate Theme Park admission and Theme Park reservation. Cardmember must participate in the guided tour. Guided tours can be booked for up to 10 total Guests (inclusive of the cardmember). Some guided tours have age and other restrictions. Wild Africa Trek block-out dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, and other dates per the standard tour calendar. Cannot be combined with other offers/discounts. Personal use only.

  Government source · Aug 24, 2026

  Included

• Cardmember Photo Opportunities with complimentary PhotoPass downloads

  Access

  Pose for special photos at private Cardmember locations at Disneyland Resort and Walt Disney World Resort; receive complimentary downloads of Disney PhotoPass photos taken at the Cardmember Photo Opportunity locations

  Terms & eligibility

  Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Cardmember must present valid Disney Visa Card. PhotoPass photos must be linked to My Disney Experience Profile (WDW) or Disneyland account (DLR) or claimed by entering the PhotoPass ID number from the back of the PhotoPass card provided by the photographer. Offer not valid for photos taken at other PhotoPass locations or attraction photos. One photo session per valid cardmember account per day. Personal use only.

  Government source · Aug 24, 2026

  Included

• Special Disney Vacation Financing (0% Promo APR for 6 months on select Disney vacation packages)

  Access

  0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% to 27.74% applies

  Terms & eligibility

  Other restrictions and exclusions apply. Cardholder must be the one to book the package through the eligible Disney travel channels. Account must not be past due on the purchase date for the promo to apply.

  Government source · Aug 24, 2026

  Included

• Pay Yourself Back — redeem Rewards Dollars for statement credit

  Credit

  Redeem Disney Rewards Dollars for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card at select U.S. Disney locations and on airline tickets; each Disney Rewards Dollar redeemed for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1

  Terms & eligibility

  Statement credit applies only to qualifying purchases made with the Disney Premier Visa Card at select U.S. Disney locations (DisneyRewards.com/Where-To-Redeem) or directly with airlines for airline purchases. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change.

  Government source · Aug 24, 2026

  Included

• Baggage Delay Insurance

  Protection

  Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours

  Terms & eligibility

  Baggage must be delayed over 6 hours. Benefit available when you use your card. Restrictions, limitations, and exclusions apply. Most benefits are provided by unaffiliated companies.

  Government source · Aug 24, 2026

  Up to

  $300

  per incident (when baggage is delayed over 6 hours)

• Purchase Protection

  Protection

  Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to a per-claim limit (specific dollar cap per Guide to Benefits)

  Terms & eligibility

  Specific limitations apply to New York residents (90-day coverage period). Restrictions, limitations, and exclusions apply per the Guide to Benefits.

  Government source · Aug 24, 2026

  Included

• Extended Warranty Protection

  Protection

  Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase

  Terms & eligibility

  Only eligible warranties of three years or less. Manufacturer's warranty must be a U.S. warranty. Restrictions, limitations, and exclusions apply per the Guide to Benefits.

  Government source · Aug 24, 2026

  Included

• Chase Pay Over Time (formerly My Chase Plan)

  Access

  Break up eligible credit-card purchases of $100 or more into budget-friendly monthly payments with a fixed monthly fee of up to 1.72% of the amount (no interest), with plan durations ranging from 3 to 24 months

  Terms & eligibility

  Purchases of at least $100 are eligible, excluding: (a) cash-like transactions, (b) any fees owed to Chase, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Account must be in good standing.

  Government source · Aug 24, 2026

  Est. value

  ~$100

  per qualifying purchase of $100 or more (cardholder-initiated)

Downgrade paths

Product changes usually keep your account age and credit line. Retained-value figures are estimates — confirm specifics with the issuer.

• Move to Disney Visa Card (no-annual-fee version)

  no annual fee

  Issuer-documentedRetained value not quantified

  Available to existing Disney Premier Visa cardmembers who wish to product-change to the no-annual-fee Disney Visa Card; subject to Chase's product-change eligibility and credit approval. The Disney Visa Card is the entry-level card in the Disney Visa family per the disneyrewards.com/compare-credit-cards page ('Disney ® Visa ® Card No Annual Fee †††'). Cardmember must request a product change (account retained, not a new application). Subject to Chase account-standing requirements. New cardmember bonus restrictions do not apply to product changes (the 24-month new-bonus restriction is for new applications, not product changes).

  Government source · Aug 24, 2026

Offers vary by account and eligibility. Reported outcomes are not guaranteed. Community data shown here is an illustrative sample — never rely on it as a promise of what you'll be offered.